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Government Mortgage Programs

Lowering the barriers to 上下棋牌ownership.

Buying a 上下棋牌 is a major milestone in life, and sometimes you need a little extra help getting there. As a local bank, we help neighbors in our Massachusetts and Rhode Island communities by providing access to special mortgage program backed by state and federal governments that reduce some of the up-front financial costs and requirements that make it difficult for some people to qualify for a mortgage.


For a rate quote please contact Brad Mitchell at 508.846.0146 or Laura Reed at 781.982.6181

Find the program that lifts you up.

Supporting your 上下棋牌ownership dreams

When it comes to 上下棋牌 mortgages, there's no cookie-cutter solution. We want to help you find the right 上下棋牌 loan so you can start enjoying a better life.

These Government Mortgage Programs typically include lower down payments and other features ideal for qualified first-time buyers and those who need some extra financial assistance.
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Federal House Administration (FHA) 上下棋牌 loans have been backed by the U.S. government since 1934, making them a reliable option for qualifying borrowers. Here's what they include:

  • Smaller down payments
  • Competitive interest rates
  • More flexible credit and income guidelines
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Massachusetts residents of modest income might qualify for special mortgages from MassHousing, a not-for-profit agency.

  • Rockland Trust participates in MassHousing's Buy Cities program
  • Affordable 上下棋牌 loans with low or no down payment
  • Available to 上下棋牌buyers in Massachusetts
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Massachusetts Housing Project's ONE Mortgage Program is designed for 上下棋牌buyers who want to know their mortgage is financially stable.

  • Affordable, fixed-rate option
  • Low down payment
  • Low monthly payments
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We're proud to serve those who serve our country by providing veterans access to 上下棋牌 loans backed by the Department of Veterans Affairs (VA). You're eligible if you've served at least 181 days of active duty or at least six years in the National Guard.

  • Low payment
  • Available with a fixed or adjustable rate
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Choose the 上下棋牌 loan that's best for you VIEW ALL LOAN OPTIONS


Additional Resources

Helping you every step of the way 

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1.  Calculator is for estimation purposes only. Actual loan amounts may vary based on borrower's unique circumstances.